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Puerto Vallarta News NetworkVallarta Living 

Vallarta Living: Am I Covered? Car Insurance in Mexico

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November 29, 2016

There are numerous reputable car insurance agencies in Puerto Vallarta and Riviera Nayarit. Be sure to shop around to find one that is fully licensed in Mexico and able to provide liability and legal council.

Puerto Vallarta, Mexico - When many people buy a house or condo in Puerto Vallarta and are ready to move, either full-time or part-time, to their new home in Mexico, they will bring their vehicle with them. However, many are surprised to learn, or don't realize until it is too late, that although their Canadian or U.S.A. auto insurance policy may be comprehensive, it will not fully cover you in Mexico.

This is because Mexican law stipulates that for auto insurance in Mexico to be legally recognized and accepted, it must be issued by an insurance company that is licensed in Mexico. So, while your foreign policy may be very comprehensive, it cannot legally provide liability coverage in Mexico. Essentially, in the case of an accident, while your policy may cover your own damage, your foreign insurance policy will not cover your liability to others while driving in Mexico.

Not only is this a serious concern that could end up costing you a great deal of money in restitution and legal fees, drivers involved in serious accidents in Mexico are usually arrested pending investigation if they are not able to produce proper, legal insurance.

There are numerous reputable car insurance agencies in Puerto Vallarta and the Riviera Nayarit. Be sure to shop around to find one that is fully licensed and able to provide liability, legal council and bail-bond (in the off-chance that you should ever need it).

Having good car insurance in Mexico means one less thing to worry about, so you can get back to the business of enjoying the incredible Puerto Vallarta lifestyle in your tropical dream home.

Click HERE for more Puerto Vallarta real estate and lifestyle tips from Tropicasa Realty.


Since 1997, Wayne Franklin and his team at Tropicasa Realty have been a trusted name in Puerto Vallarta real estate. Tropicasa Realty is the region's representative for "The Leading Agents of the World" and with over 100 years of combined experience in real estate, all agents of the company are affiliated with AMPI. Wayne Franklin or any member of his knowledgeable team can be contacted in-person at their Romantic Zone Office - Pulpito 145-A at Olas Altas. While in PV they can be reached at (322) 222-6505 or by calling 866-978-5539 (Toll-Free) from the U.S.

Click HERE to learn more about Tropicasa Realty, or visit tropicasa.com.