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Puerto Vallarta News NetworkPuerto Vallarta Real Estate 

Local Realtor Explains Vallarta Home Financing Options

September 21, 2018

With real estate financing available through mortgage lenders, developer loans and owner financing, buying your dream home in Puerto Vallarta is not only possible... it's easier than you might think!

Puerto Vallarta, Mexico - With the real estate market in Puerto Vallarta continuing to boom with no signs of slowing down, many foreign buyers are recognizing that now is the time to get into the market. If you are considering financing a home in Mexico, there are several funding options which may be available.

Mortgage Brokers

Companies like MEXLend offer a variety of home mortgages in Mexico, including private USD loans, MXP loans through Mexican banks and loans for commercial ventures. A mortgage broker is also able to provide you with an array of different loan options and rates and guide you through the process of securing your home loan easily.

Developer Loans

Some developers will offer financing options on new construction properties, often requiring a 30% or more initial deposit with the bulk of the remainder to be paid at set intervals during the construction process and a final payment to be made at the time the owner takes occupancy.

Owner Financing

Some sellers may also be willing to provide financing, which is frequently structured as a bank trust with the seller/lender named as primary beneficiary and the buyer as the secondary beneficiary. When the loan is fully paid, the bank will then approve and amend the trust, naming the buyer as the primary beneficiary.

At Tropicasa Realty, we offer an in-house legal department and have long-standing professional relationships with reputable notaries and developers so that you can approach any real estate purchase with confidence. Contact us for more information on buying your dream home in Puerto Vallarta today.

Click HERE for more Puerto Vallarta real estate and lifestyle tips from Tropicasa Realty.


Since 1997, Wayne Franklin and his team at Tropicasa Realty have been a trusted name in Puerto Vallarta real estate. Tropicasa Realty is a regional representative of Who's Who in Luxury Real Estate and, with over 100 years of combined experience in real estate, all agents of the company are affiliated with AMPI as well as being International members of the U.S. National Association of Realtors. Wayne Franklin or any member of his knowledgeable team can be contacted in-person at their Romantic Zone Office - Pulpito 145-A at Olas Altas. While in PV they can be reached at (322) 222-6505 or by calling 866-978-5539 (Toll-Free) from the U.S.

Click HERE to learn more about Tropicasa Realty, or visit tropicasa.com.